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Housing, whether rented or owned, at any income level is considered affordable when housing costs are at or below 30% of a household’s gross income. The challenge for household’s earning less than 80% of the area median income is finding safe and suitable housing given market prices. For these households, there are federal and state programs that subsidize housing.
The Affordable Housing Trust leads the effort to ensure that Westford meets the Commonwealth’s goal of having 10% of its housing stock in subsidized housing. The work of the Trust includes siting of affordable housing, tracking projects through to completion, providing emergency funding to low-income renters, and providing funds to singular affordable housing projects.